Bridging Loan Calculator

Estimate the cost of a bridging loan from the figures you enter. Every value below is an example you change — the defaults are illustrative only and are not a current market rate, fee or offer.

Your figures

Property value (£) The value or purchase price of the security property.

Work from

Gross is the full facility before any deductions. Net is the cash you actually receive.

Gross loan amount (£)

Monthly interest rate (%) Example only — e.g. 0.85. Change this to your own figure; it is not a quoted rate.

Term (months)

Interest treatment

Retained interest is deducted from the loan up front. Serviced interest is paid each month and not deducted.

Arrangement / facility fee (% of gross) Example default 2% — change to your own figure.

Exit fee (%) — optional Leave at 0 if no exit fee applies. Charged on the gross loan in this estimate.

Indicative results

Get real terms on these figures

These results are indicative only. They are an estimate generated from the figures you entered, not a quote, a personal illustration or an offer of finance, and the actual cost of any loan will depend on the lender, the product and your circumstances. Default values are illustrative examples, not current market rates or fees.

A bridging loan is short-term, specialist borrowing secured against property. As short-term finance it generally carries higher rates and fees than a standard mortgage, and you must have a clear, credible way to repay it (your exit). Your property may be repossessed or sold if you do not repay the loan as agreed. Some bridging finance is regulated by the Financial Conduct Authority and some is not. Always seek advice on your own situation before borrowing.

Propertyze is a trading style of City Finance Brokers Ltd, authorised and regulated by the Financial Conduct Authority (FCA No. 766295). We conduct both regulated and unregulated business, so not all products provided through us are regulated by the FCA.