🏡 Refinancing Under Pressure – Delivering for a High-Profile Client in Central London
Problem
Our client owned a commercial property in Central London, occupied by their own group of businesses.
They were coming to the end of an expensive historic facility and needed to refinance quickly. But the challenge was clear: the operating businesses had weak accounts, and most lenders wouldn’t get comfortable with the trading performance alone.
This wasn’t just about sourcing a cheaper rate—it was about finding a lender that could see the bigger picture.
Solution
✅ Identified a commercial bank experienced in working with high-profile, high-net-worth clients
✅ Presented a detailed case that went beyond the formal accounts—highlighting management accounts and the client’s broader wealth position
✅ Worked directly with underwriters to build confidence around long-term sustainability
✅ Positioned the deal around owner-occupancy and future stability
This deal required a tailored approach—balancing risk, reputation, and relationship.
Outcome
💼 Refinance completed with a major commercial bank
📉 Substantial reduction in interest costs, improving monthly cash flow
🏢 Property retained under ownership with long-term flexibility secured
When the numbers don’t tell the full story, the right finance partner makes all the difference.
