🏢 Case Study: Development Finance Exit – Turning Pressure Into Profit – Portfolio Mortgage Solutions – Refinancing 130+ Properties for Growth & Simplicity
Problem
Managing a large property portfolio is one thing. Managing the debt attached to it? That’s a whole different challenge.
We recently worked with a client who owned over 130 properties and wanted to simplify their finance structure while releasing capital for new opportunities. They needed a strategic approach—not just a quick-fix refinance.
Multiple mortgage lenders with mixed terms, rates, and end dates. Not only was it incredibly time-consuming to be almost constantly refinancing different loans, but it was also extremely challenging for the client to manage effectively.
How We Helped:
✅ Arranged a bespoke portfolio refinance with a high-street bank, securing better pricing and stronger credit backing tailored for large-scale property investors
✅ Structured a 12-month plan to refinance in stages, working around existing loan end dates
✅ Managed cash flow for valuation and legal costs, avoiding unnecessary strain
✅ Coordinated over 130 physical valuations—no small task!
Solution
Outcome
💰 💰 The client unlocked over £2 million in capital, which they’ve already reinvested into new development projects, accelerating their growth strategy.
💰 🏗️ Their finance structure is now simpler, more cost-effective, and built for long-term growth
💰 ✅ Most importantly—they now have the flexibility to keep scaling their portfolio
💰 When dealing with portfolios of this scale, the right finance strategy isn’t just helpful—it’s essential. This wasn’t just about refinancing; it was about giving the client more control over their future growth.
💰 If you’re looking to optimize your property finance and unlock capital, let’s chat.
