Problem
A property developer came to us almost at practical completion on a ground-up development, but:
- The finance they had in place was expensive
- It didn't give them enough time to sell
- The last thing they wanted was to be forced into a quick sale at the wrong price
Solution
- Arranged a 12-month bridging facility at a cheaper rate than the existing development finance
- Secured an extra £20,000 to landscape the garden, boosting the property's appeal
- Found a lender happy for the property to be marketed within 6 weeks
Outcome
- Lower interest costs compared to the development lender
- A full 12 months to find the right buyer — not just the first buyer
- A client back in control of the sale, with offers now coming in
Key Lesson
The £20k landscaping addition is a perfect example of the extra value development exit finance can bring — it's not just refinancing, it's a final investment in the product before sale. Finding a lender comfortable with marketing starting within 6 weeks is a specific criteria point that only brokers with specialist relationships can navigate.
Explore this type of finance
More case studies
Development finance exit: pressure into profit · Smart land finance · Commercial refinance under pressure