🏢 Case Study: International Portfolio Refinance - Strategic Refinancing & Investment Diversification for a €40M Property Portfolio
Problem
📌 Client Profile:
- High-net-worth investor with a €40M property portfolio in Spain • Short-term bridging loan secured against two properties to facilitate a new acquisition • Interest in diversifying investments beyond real estate He had taken a briding loan again 2 of the properties to facilitate a purchase, and due to COVID he was struggling to secure finance to repay this, and did not want to do this from existing cash reserves. The client had also expressed an interest in diversifying into other areas besides property
Solution
✅ 🔍 How We Helped:
✅ We approached a multinational private bank with expertise in handling complex, high-value real estate portfolios. Given the client’s strong asset base and investment goals, we structured a bespoke financing solution that provided both debt resolution and capital for diversification. The bank had a keen interest in the clients portfolio and was able to offer a very unique package for the client.
✅ Capital raising 50% against the portfolio, repaying the outstanding debt and putting the balance of funds into an investment account for the client to create the diversity he required.
Outcome
💰 💰 Strategic Financial Gains:
- Secured long-term refinancing at an exceptionally low interest rate, significantly reducing financial strain • Released €20M in additional capital to diversify investments into high-yield asset classes • Structured the transaction through Luxembourg, optimizing tax efficiency and wealth management
💰 📢 If you are a high-net-worth investor seeking to restructure your property finance, optimize tax efficiency, or diversify into new investment opportunities, we can help. Contact us today to explore bespoke solutions tailored to your needs.